Passionate Letter from a Passionate Reader
Monday, May 24, 2010 at 10:06AM Don't forget to help support Western Mass literacy programs and the Springfield Public Libraries. Use that donate button in the left side bar!!
Juan has been a loyal reader for a while and when he submitted this I couldn't pass up posting. Enjoy!!
Everyday, families from across the globe are taking a closer look into personal spending. Here and there, individuals are cutting out that extra cup of coffee or renting a movie instead of going to see one at the theatre. These practices are adopted to trim the budget in efforts to save more for the future. There’s no doubt that the past year has opened a lot of eyes in terms of financial stability, but what if you were forced to start over? That’s right. What if one morning you woke up to another group of individuals residing in a home you thought was yours?
Around the world, many families are forced out of their homes by violent radical groups. Fearing the worst and wanting the best for their families, tough decisions are made on the spot to leave everything they’ve ever known and seek a new life. What now? Now your family may be in a country where you don’t speak the local language and not only does the family need to find a source of revenue, but they also need to understand how to make the best decisions to maximize their return on investment (ROI) in everything they do. Through no fault of their own, these families were put in what many companies call, “survival mode”. However, few families know how to turn paycheck to paycheck into some form of long term stability.
It’s important for individuals and families alike to understand that there are options out there for them to help them build and maintain wealth. It’s because of websites just like this one that financial literacy can spread to a wider audience. However, as stated before, your target audience could have potentially lost everything but the clothing on their backs. It is for that reason that we must also support the local libraries as a means to spread financial knowledge to the less fortunate with limited resources to obtain the information. I’m happy to see companies dedicating time and resources for language software to develop employees so that they may communicate to a more diverse group and decrease culture gaps.
As people begin to understand how to secure a better financial future, not only is there family in a better position for long term success, but the companies selling the financial products benefit on the business and word of mouth advertising. More valuable than gold is a company that goes the extra mile its customers.
Thank you for taking the time to read this post and I wish you all success in the future. Keep Learning, keep teaching. Take Care.
Juan Caraballo is currently serving as an Accounting Specialist in a Fortune 500 company. He is also serving as the Co-Chair for the Young Professionals Employee Resource Group which is heading up Diversity and Inclusion efforts with Young and Young at heart employees.
Guest Post, financial literacy in Guest 
Reader Comments (2)
This is a very good article from a realistic standpoint in our society. While success is something we all think about everyday, it also comes down to the expression of language in the environment we're in to bring that forth. For most immigrants and even third world countries, the inability to communicate effectively forces them to take a life of minimal standards without much as an opportunity to move ahead. Thus, education is something they wouldn't think twice about pursuing because as they get older the words just puts them to sleep.
Community development through programs and outreach helps bring out people and let them come together as the library does. But I think the most important place here is also the religious community. I've seen how temples, churches and places of worship have advance through giving people more opportunities to learn what's out there. They've even gone as far as provide financial education. It is like a second home for most people who are feeling lost.
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