Financially Digital - Blog - Obligatory Resolutions Post: Kick It!

Friday

Dec302011

Obligatory Resolutions Post: Kick It!

Friday, December 30, 2011 at 12:09AM

Let's kick 2012 in the face right from the start. Here's how:

It’s about that time again. First of all is anyone still full from over eating last weekend. Man I’m still full. But I digress. It’s about that time again to start making resolutions. New Year, New Goals, New Financial Situations, New You. I’ve already started to see my gym get a little busier than usual. What I want to talk about really can be applied to all goals but in my heart I hope that you apply them to your financial ones.

Right out of the gate I want you to throw away any thoughts on setting New Years Resolutions. I want you to just throw them away. This year we aren’t setting resolutions - we are changing our behavior. Still with me?! Sticking to financial goals I want you to think about the things you have in mind for yourself this year. All the hopeful savings and frugality that will happen, maybe it’s the hopes of earning more as well. The visualization is a very important first step but it will take some real action and change to bring those visualizations to fruition. All the typical goal stuff still very much applies like writing it down in multiple places, telling people about your goals, setting up visual benchmarks and review times. We are just kicking it up a notch.

For these re-invented financial goals I want you to think about all the things that prevented you from reaching your goals this year. Some stuff you won’t have control over like: layoff, medical, family emergency etc. Think about and even review using your banks online log in where your spending went and what might have stopped you from getting where you wanted to be. Here is where the change starts. We all know that I am a huge fan of automation and it is also a very important part of the planning process. So after you get the vessels all set up for your savings let’s look at your life...your behavior.

There are some really easy behavioral things you can start to change. Starting with keeping cash only in your pockets during the work week - an actual physical representation of your budget. There are lots of things like this that will help curb spending. Let’s go even farther though. Take a look at your most commonly traversed routes. Are you making any unwanted stops more frequently then not?! Change it! Stop driving by some of the places that are dripping with temptation. Start writing more, sleeping more, eating better, and moving more. All those matter because it will help manage stress and when your cortisol levels aren’t spiking then you will probably make fewer irrational decisions leading you to smarter money decisions. Fitness is as much physical as it is financial.

Read way more! Knowing more about what is going on in the world around you will most certainly have an impact on your finance. We won’t even touch managing investment portfolios but just by spending time observing the world around you can help make you a savvier consumer. I recently watched one of those shows about extreme couponers and while that may be excessive (no one needs a garage full of disposable men's shaving razors) they are effective. Just spending a few minutes a day hunting deals not only might save you pennies that will add up but might turn you on to economic substitutes for products or services that are less expensive in the long run.

My last bit of rant come to planning. Planning is really an amazing tool. It’s not amazing when you craft a plan, save it to a desktop or in a notebook, and never see it again. Fitness plans, financial plans and even construction plans should be treated as living documents. They need to grow and change with you to be function. It’s the only way they will help keep you and your goals honest. So, I really encourage you all to budget, plan and heed the goal setting tips of all the great productivity and financial guru’s out there. I just want to make sure that you are doing something active and actually WORKING towards them. I’ve seen way to many great goals get dumped for the easy (and more expensive) way.

Nunzio Bruno |

5 Comments |

tagged

Budgets,

Business Plan,

Success in

View Printer Friendly Version

Email Article to Friend

Reader Comments (5)

monster beats
monster beats headphones
dr dre monster beats headphones
Monster beats dr dre
monster beats headphones
Monster beats solo
Monster beats Studio

January 5, 2012 |

Monster beats dr dre

Nice post. I read total Post. It’s really nice. Thank you for sharing.........

SBI Life Insurance Quotes

January 6, 2012 |

Daren Jackson

January 7, 2012 |

Coach Factory Outlet

<h1>cheap designer bags</h1> To force promotion
<h1>cheap designer handbags</h1> Pack bag
<h1>nike shox r4</h1> Different response
<h1>super street</h1> Do not hesitate
<h1>mario shoes</h1> quality
<h1>air max tn</h1> Price satisfaction
<h1>cheap puma shoes</h1> Fashion classic new
<h1>cheap gucci shoes</h1> Popular brands
<h1>gucci shoes cheap</h1> Christmas Maijiu
<h1>louis vuitton handbags outlet</h1> Different respons
<h1>air max 90</h1> most allow you to just pick a favorite

January 12, 2012 |

dsfdew

<h1>authentic jerseys suppliers</h1> High quality
<h1>cheap coach bags</h1> Very nice
<h1>coach factory outlet</h1> comfortable and cheap
<h1>coach outlet store online</h1> The new discount <h1>coach outlet</h1> single product
<h1>coach handbags outlet</h1> Fast to buy
<h1>cheap designer handbags</h1> your style
<h1>coach outlet store online</h1> Popular brands
<h1>wholesale coach handbags</h1> Sell at a new fashion
<h1>cheap authentic jerseys</h1> for cheap
<h1>nfl jerseys suppliers</h1> A great feeling

January 12, 2012 |

vdfgfd

Post a New Comment

Enter your information below to add a new comment.

My response is on my own website »

Author:

Author Email (optional):

Author URL (optional):

Post:

↓ | ↑

Some HTML allowed: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong>