Make your home burglar proof: reduce the cost of your home insurance

Buying a home is the biggest investment most people will ever make, so it’s obviously well worth protecting. When it comes to break-ins, prevention is always better than cure. Whether or not you’ve already been burgled, it’s imperative to protect your home and your family from those prowling opportunist burglars likely to be roaming your neighbourhood.

And not only is securing your home a preventative measure, but it will also help reduce the cost of your home insurance policy; if you’re looking for a good deal, then searching using something like the house insurance comparison site moneysupermarket will make the job much quicker and easier.

Image courtesy of ARTSDoors and windows

The most common way for a burglar to enter someone’s home is via a window or door – especially if they’ve been carelessly left open or unlocked. Always ensure you secure doors and windows, even if you’re in – it only takes a second for someone to nip in and steal your car keys, handbag, cell phone and laptop, for example, and walk away with thousands of pounds worth of your property. Fitting the best window and door locks available to you will also help reduce the cost of your premium.

Alarms

A great burglar deterrent, burglar alarms are also useful when bringing down the price of your policy. If you do decide to buy an alarm system (or already have one), then it’s crucial that you’re aware of the necessity to have the system regularly maintained and that you must always turn it on when you leave the house empty. And if you can’t afford an alarm system yet, you can also fit a dummy alarm to your house, which in itself may put a potential burglar off trying to break in.

Lighting and CCTV

Big, bright security lights triggered by movement are relatively cheap and easy to fit and are also a fantastic burglar deterrent. If a burglar is trying to scale a wall or prize open a window, then they’d much rather do it under cover of darkness. If you can stretch to it, then you could also invest in the best CCTV system you can afford – and it wouldn’t hurt to put a couple of signs up notifying any potential burglars that your CCTV system is watching them, either.

Landscaping

While a high fence might make you feel more secure and will add an element of privacy to your garden, it may well also provide the cover under which a burglar can break in, undetected by the outside world. Similarly, the plants and foliage in a garden can make a burglar think twice about breaking in. Prickly, thorny bushes under windows will make it difficult for them to climb up to it, while a tree with dense foliage next to a window may provide the perfect ladder to a window and cover while they clamber in through it. Finally, the type of ground surface you choose for your garden or drive can encourage or deter a burglar - crunchy gravel on the drive will most likely deter, while smooth, silent asphalt may well give them the green light. 

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